Johnson Fair Debt Collection Lawyer
Legal Help for Consumers in Indianapolis
Did you know that there are federal laws to protect you from unfair actions by bill collectors, credit reporting firms and mortgage companies? If you have been treated unfairly, you may have the right to sue the other party and collect damages.
At the Law Office of Colby J. Leonard, our Muncie and Indianapolis, Indiana, consumer protection lawyers offer a free initial consultation to explain your rights under the following consumer protection laws:
- Fair Credit Reporting Act: Credit reporting agencies have procedures in place to help you dispute inaccurate information. These agencies must also take steps to verify the accuracy of information that is disputed by you. Finally, creditors must follow strict guidelines before reporting derogatory information on your credit report. If you have debts on your credit report that you believe you do not owe or that were discharged in bankruptcy, the Law Office of Colby J. Leonard may be able to help.
- Fair Debt Collection Practices Act: There are many debt collection practices that are illegal. Examples include: calling you at all hours of the night, discussing your debt with your employer or neighbors, threatening you with jail, or making abusive statements. We can help you bring a lawsuit to stop creditor harassment.
- Predatory lending: In recent years, many lenders have pushed through mortgages with false and misleading information. For example, the lender or broker may have failed to disclose — or gave you inaccurate information about — an adjustable rate mortgage (ARM) or a balloon payment. They may have also falsified your income or the appraisal to help get the loan approved. Our Indiana predatory lending lawyers will investigate your mortgage situation and stop these lenders from doing the same thing to someone else.
Did You Know?
In consumer protection cases, courts may award attorney fees in addition to other damages. This means that our Indianapolis consumer protection lawyers can handle most consumer protection cases at no cost to clients.
Free Consultation With an Experienced Consumer Protection Lawyer
If you are a victim of fraudulent, unfair or illegal actions by bill collectors, credit reporting firms and mortgage companies, you have nothing to lose by seeking an Indianapolis consumer protection lawyer's advice. You have a lot to lose by postponing it. Call 317-622-0385 (866-654-5889 toll free) or fill out the contact form on this website to arrange a free initial consultation with the Law Office of Colby J. Leonard.
"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."
