Legal Help for Consumers in Indianapolis
Did you know that there are federal laws to protect you from unfair actions by bill collectors, credit reporting firms and mortgage companies? If you have been treated unfairly, you may have the right to sue the other party and collect damages.
At the Law Office of Colby J. Leonard in Indianapolis, Indiana, we offer a free initial consultation to explain your rights under the following consumer protection laws:
- Fair Debt Collection Practices Act: There are many debt collection practices that are illegal. Examples are calling you at all hours of the night, discussing your debt with your employer or neighbors, threatening you with jail, or making abusive statements.
- Fair Credit Reporting Act: The credit reporting agencies have procedures in place to help you dispute inaccurate information. These agencies must also take steps to verify the accuracy of information that is disputed by you. Creditors also must follow strict guidelines before reporting derogatory information on your credit report. If you have debts on your credit report which were either discharged in bankruptcy or you believe you do not owe, the Law Office of Colby J. Leonard may be able to help.
- Predatory lending: In recent years, many lenders have pushed through mortgages with false and misleading information. For example, the lender or broker may have failed to disclose or gave you inaccurate information about an adjustable rate mortgage (ARM) or a balloon payment. They may have also falsified your income or the appraisal to help get the loan approved.
Did You Know?
In consumer protection cases, courts may award attorney fees in addition to other damages.
The Law Office of Colby J. Leonard handles most consumer protection cases at no cost to his clients.
Free Attorney Consultation
If you are a victim of unfair actions by bill collectors, credit reporting firms and mortgage companies, you have nothing to lose by seeking a lawyer's advice. You have a lot to lose by postponing it. Call 317-622-0385 (866-654-5889 toll free) or fill out the contact form on this Web site to arrange a free initial consultation with the Law Office of Colby J. Leonard.
"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."
