Indiana Fair Debt Collection Lawyer
Are you the victim of creditor harassment? Has your creditor made a false statement about your debt? Does your credit report accurately reflect the debt that was discharged during bankruptcy?
Collection agencies are bound by certain rules when they collect on a debt. If they do not follow these rules, they should be held accountable. If you face any of the above issues, the Law Office of Colby J. Leonard can help. We protect consumers by bringing claims under the federal Fair Debt Collection Practices Act and Fair Credit Reporting Act.
Creditor Harassment
Creditor harassment is illegal. Creditors may not call you at all hours of the night or make continuous, harassing phone calls.They many not discuss your debt with your employer, coworkers or neighbors. They may not make a false or abusive statement or threaten you in any way. If your creditors have done any of these things, they are subject to sanctions/penalties under the Fair Debt Collection Practices Act.
We protect consumers from these illegal acts by filling claims against the companies that are harassing them or otherwise acting unlawfully. If you are experiencing creditor harassment during bankruptcy proceedings, we can help you bring an adversary proceeding against the creditor to stop the harassment.
Inaccurate Information on Your Credit Report
Do you have a debt on your credit report which you do not owe? Was the debt discharged during Chapter 7, Chapter 11 or Chapter 13 bankruptcy? Credit reporting agencies have procedures in place that allow you to dispute inaccurate information on your credit report. You may also be able to bring a claim against a creditor who has reported untrue information about you on your credit report.
Contact us to learn how to begin the legal process and restore your credit history.
Free Consultation With a Consumer Protection Attorney
You have nothing to lose by seeking a lawyer's advice about the Fair Credit Reporting Act and Fair Debt Collection Act. You have a lot to lose by postponing it.
Call 317-622-0385 (866-654-5889 toll free) or fill out the contact form on this website to arrange a free initial consultation with an attorney at our Indianapolis or Muncie law offices.
"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."
